Financing works differently for property than for everyday purchases. Here is what to expect and the documents you will need.
| Item | Typical terms |
|---|---|
| Loan to value | 80-90% of the registered value |
| Tenure | Up to 30 years for residential, 10-15 for commercial |
| Interest | Floating or fixed - negotiate with your lender |
| Pre-approval | Free, valid for up to 6 months |
Documents you will need
- Identity and address proof (PAN, Aadhaar/passport)
- Last 3 months of bank statements
- Proof of income (salary slips or IT returns)
- A clear purchase agreement from the seller side
Write to [email protected] before visiting a property and we will share a lender-empanelled pre-approval checklist specific to that listing.